“[The '702(j) Retirement Plan'] would pay more than social security...
“It would guarantee [1.7 times more income] a month at age 65.”
FACT--> 217 major U.S. banks have already funneled $143 billion into Reagan's secret “702(j) Retirement Plan.” (Including JP Morgan Chase, Citibank, TD Bank, Ally Bank, E*TRADE Bank, Bank of America, and Wells Fargo.)
FACT--> Washington insiders including former Vice President Joe Biden, Hillary Clinton, and 54 elected officials have already put dollars into these “702(j)s”—a little-known Social Security alternative unconnected to the government. (Hillary herself has personally invested $100,000 in her “702(j)” so far.)
FACT--> Billionaires Bill Gates and Warren Buffett found a backdoor way to invest a combined U.S. $1.5+ billion into “702(j) Retirement Plans”, which The New York Times has described as a “loophole” ... that makes it a more attractive way to save.
FACT--> If set up correctly, over time, Reagan's “702(j) Retirement Plan” is cheaper than a mutual fund or 401(k); it can pay almost double the max Social Security payment (and the payment can increase every year); and unlike an IRA, you can access your money any time, for any reason, without penalty.
If you're an American who hopes to retire in comfort someday, then this may be the most important message you ever read.
(And it's one the IRS almost certainly hopes you never see...)
Because, believe it or not, thanks to this loophole left over from President Reagan's Tax Reform Act of 1986, if you meet just two small qualifications below, you could retire with an extra $2,194 per month, tax-free...
This long-forgotten relic is a little like a modern-day 401(k) or IRA... only better. But it has nothing to do with a government program or bank.
In short, it's a secret tax-free account that allows you to save and generate income tax-free - now and in retirement.
The Wall Street Journal calls it “a tax shelter for the rich.”
The New York Times once called it a “loophole” that makes it a more attractive way to save money.
But for many everyday Americans, what I call Reagan's “702(j) Retirement Plan” is more than a tax-free income source - it's a second shot at a well-deserved retirement.
It's a loophole that - according to Reagan himself - gives ordinary Americans the power to receive almost DOUBLE the maximum social security allowance at age 65...
(1.7 times more initially, to be exact... and that amount grows every year.)
But, more than that, it could also slash your taxes, even if you take the standard deduction. And, if set up correctly, it could set up a stream of retirement income that will last as long as you do, and actually allow you to retire 100% tax-free in America.
Few regular Americans realize this... But right now, the big wigs in Washington, Wall Street and Corporate America are taking full advantage.
The Washington Post reports former Vice President Joe Biden, for example, recently admitted in a speech at the Working Families Summit:
former Vice President Biden,
Summit for Working Families, 2014
But he DOES have money in a “702(j) Retirement Plan.” And it safely and steadily accumulates interest at a rate 40-60 times faster than most bank accounts.
Hillary Clinton's most recent public disclosure documents show her personally putting at least $100,000 in her own “702(j) Retirement Plan.” (This wasn't mentioned in the recently published “Clinton Cash” book - because these accounts are so private, no one can tell for sure how much money she has in her “702(j)”. She may have 10 times more money in there by now...)
54 elected officials have pulled their cash out of the traditional savings and retirement system to funnel it into 702(j)s as well.
And that's only the beginning.
Some of America's biggest banks - including Wells Fargo, Bank of America, JP Morgan Chase, and Citibank - take advantage of the corporate version of 702(j) Retirement Plans as well as the better-known 401(k)s and other traditional retirement accounts.
In fact, The Wall Street Journal reports the banks have funneled more than $143 billion into these little-known plans so far, with no end in sight. They use them to set up high-level executives with an income stream that will last as long as they live.
And some of America's best-known corporations, like Johnson & Johnson, Nestle USA, Harley Davidson, Proctor & Gamble, and Wal-Mart have invested more in 702(j)s than they have in stocks and bonds combined. Because these accounts give them huge tax breaks, plus a steady stream of tax-free income for life.
And that's not all.
For private citizens, if you set up the “702(j) Retirement Plan” correctly, you can also expect...
At a time when banks offer almost zero interest on your savings, stocks could crash and the risk of outliving your savings is very real, Reagan's secret 702(j) Retirement Plan could be a godsend for many Americans.
Imagine if, instead of having your savings in a bank paying you 0.01% for the past five years, you'd been earning 40—60 times more... tax-free... using Reagan's income loophole.
This could be your second chance at a real retirement.
And you can get started with as little as $200.
I call it Reagan's secret “702(j) Retirement Plan”...
It's named after the IRS tax code that gives it its tax-exempt status. It's 100% legal. And it's been steadily growing in popularity since 2008.
Yet most Americans don't realize Reagan played a role in developing this secret account and making sure Americans never run out of money in retirement.
That's because even though Reagan invested considerable time investigating these retirement plans...
And even though he and his people went over their tax exemptions with a fine-tooth comb and discussed them before Congress...
He never spoke about the 702(j) Retirement Plan publicly. He never announced it to the press.
(Even though, after Reagan's work, Congress decided these retirement plans were so important to the future of Americans they made sure the tax exemptions stayed in place...)
However, while Reagan played a role in making sure the tax-free status remains intact today, the reality is these plans have been around much longer than Ronald Reagan.
In fact, in a keynote speech in 1964, 20 years before his presidency, Reagan told the crowd this account “would pay more than Social Security.”
And it's true.
In fact, according to the math Reagan himself shared that day, if you're eligible to receive $1,290 from Social Security in retirement today, you could set yourself up to retire with $2,194 per month if you use The 702(j) Retirement Income Plan instead.
They're a favorite of the 1% in Washington, Wall Street and Corporate America and have been for decades.
Car magnates Walter P. Chrysler and Pierre S. du Pont held the records in their day, with a combined $274 million in 702(j) Retirement Plans.
Current 702(j) Retirement Plan users include 54 elected officials, former Vice President Joe Biden, Hillary Clinton, and dozens of bankers and corporate executives. In 2014 executives at Johnson & Johnson put $23 million in these accounts—more than they put in stocks and bonds combined. Bill Gates and Warren Buffett have used a backdoor way to invest hundreds of millions of dollars in these plans.
But experts estimate less than 1 in 1500 ordinary Americans even knows 702(j) Retirement Plans exist. And not knowing the whole truth about 702(j) Retirement Plans may be putting their future wealth and happiness at risk.
But the facts speak for themselves. Of the 6,812 banks in the U.S. - including Citibank, Wells Fargo, Bank of America and JP Morgan Chase - 3,840 (more than half) use 702(j) Retirement Plans. The Wall Street Journal reports the banks have more than $143 billion in corporate 702(j)s.
In 2013, the banks made an estimated $7.19 billion in interest simply by transferring cash from their vaults into 702(j) Retirement Plans.
That's the harsh reality. While banks offered us 0.01% on our savings, they were earning approximately 5% tax free in 702(j) Retirement Plans.
That's 500 times more than what they offered you then.
And it's 40-60 times more than they're offering you now.
But what if you simply joined the growing number of Americans who are choosing to:
For an increasing number of Americans, it's a no-brainer.
So why doesn't everyone simply close their bank accounts and use 702(j)s instead?
According to former Vice President at JP Morgan Chase Bank, Jason Rink, it's because:
former VP at Chase
You'll find all the details in this book, that I'd like to send you FREE: The 702(j) Retirement Plan: How to Fund Your Own Worry-Free, 100% Tax-Free Retirement...
It's not available in bookstores.
And as far as I know, there are only three new copies available on Amazon. And they currently sell for between $49.95 and $70.18.
However, as I said, I'd like to send you a copy absolutely free. Why? Here's what just a handful of readers have to say about this book...
What do you think of Reagan's Secret 702(j) Retirement Plan?
Bill M. "I believe this type of investing could be a salvation for younger people and a saving grace for people my age... I have told friends about this... I wish I could convince them to try it... To me, it is now a no- brainer!"
John H. "I visited my local Wells Fargo bank and spoke to the assistant manager. I told him I wanted [this account], and he looked at me with a surprised expression on his face... I am 73 years old and would like to get what cash I have into something solid for my family's future."
Bill S. "[It] has helped me purchase homes and cars, and has paid living expenses at times. And yes, it's better than a bank account."
Rob C. "It requires some discipline, but everyone who tries this will be happy with it. I no longer have to deal with the bank for a loan. And after three years of doing this, I don't really stress over finances anymore."
Michael L. "It feels like I'm cheating, and I LOVE it!"
Paul M. "The easiest investing I have ever done. I wish I had known about it 25 years ago, I'd probably already be retired."
Financial Professional Stuart Gould, Pennsylvania "It's so simple. You don't need a Ph.D. to understand it.""
Jack Johnson "Within a few weeks of opening our [702(j) Retirement Plan], we used it to fund the purchase of a vacation club membership. And we have more plans for the future... to fund car purchases and vacations... as well as probably some real estate investments."
Robert G. "The MAJOR PROBLEM is... What does one do with all the extra cash being generated? That is (tongue in cheek) a serious issue!"
Anonymous "This information is truly amazing. I thought I understood what Income for Life was all about, but I never envisioned [this]..."
Rochelle A. "I have asked around—my accountant, my bank... NO ONE has heard of this."
David B. "I have been very skeptical of everything related to [this] for a long time. You guys have a lot of credibility, so I will be paying attention to what you have to say."
Anthony V. "... I would use it to finance new properties, my son's college education, and possibly purchase a vintage muscle car."
Wayne L. "I have found this to be (as you point out) the cornerstone to all your investing from a safe place... What better way to save."
Anonymous "Amazing flexibility and power! Would help augment my cash flow in retirement."
Cheryl B. "My husband and I were introduced to the strategy about four years ago, and immediately took out two policies... It is an excellent way to store cash, utilize it tax-free, and still earn a dividend on money, even if it is no longer in the account."
Karen W. "I love this concept. I stumbled upon it almost three years ago, and have been building my account ever since. [It] helped me get a new roof on my house this summer..."
R.C. "Since I've been doing this (just over three years now) I have averaged 32% per year in my brokerage account."
Thomas S. "I'm very interested in opening accounts for my grandchildren. I think they would benefit them a great deal as they go on in life."
***In just a moment, I'll tell you how you can claim your FREE copy.***
But first, there's something REALLY interesting you ought to know...
You see, the 702(j) Retirement Income Plan is just THE FIRST little-known extra income secret I am going to share with you...
You see, Id also like to send you - for a FREE 30-DAY EXAMINATION - a Confidential E-book I've just put the finishing touches on.
The Little Black Book of Income Secrets: 21 Almost Effortless Ways to Generate Extra Income on Demand - Now and in Your Retirement...
If you are the type of person who...
You want this book.
Because once you know these secrets... they could easily add another $2,000, $3,000, $4,000 or more to your monthly income.
Turn to any page of the book, and you'll see the startling proof for yourself... as you learn dozens upon dozens of extra income secrets that no financial professional has ever told you before...
Like this one...
I call this secret income trick “U.S. Government Provision 6.”
And it's quickly changing the way some Americans are experiencing retirement.
You see, most people don't know this...
Once you master using "U.S. Government Provision 6", you can simply go online, enter a code on a unique website, and receive an instant cash payment in your account - in as little as three minutes.
And the incredible thing is, you can do this every week for the rest of your life!
So perhaps you're wondering why you haven't heard of this before?
That's because most financial professionals don't understand how this secret works themselves. So when their clients ask them about it, they say things like, “It's too complicated.”
Some will even refuse to speak about it, insisting that it's only for “sophisticated investors.”
But it's not...
Some of our colleagues at a financial research firm based in Baltimore recently took to the streets to show ordinary people exactly how this secret works.
And guess what...
They showed Charro, a woman on her way to Burger King for lunch this mystery move...
And what happened?
Take a look...
In just 1 minute and 58 seconds...
She earned $252.21!
And get this...
They even showed David, a man who in their words “works with one of Baltimore's most prestigious financial firms” this secret...
You would think a guy who works in finance would already know about this move, right?
He had absolutely no clue.
However that didn't stop him from making $241 in less time than it takes some people to shave...
If you've never heard about this secret before, this probably sounds crazy...
But it's true!
It's no wonder WIRED Magazine calls this
“...the one chance, besides organized crime and lotto, for an everyday person to get rich.”
If you could ask retired airline pilot, Bruce Mitchell what he thinks about “U.S. Government Provision 6,” he would probably tell you about the average $83,000 he pulled in in seven months, during his down time.
Mark Harvey, makes $5,000 to $7,000 per month using this strategy. It's so easy, he tells me, he sometimes makes this money while playing a few games at the casino!
And Mark Leland, who says this strategy is now his primary source of income, makes even MORE...
He's on record pocketing $16,000 per month with this often-unused loophole.
How are these folks making so much money?
As you'll soon see, it really is astonishingly simple
It's all thanks to “U.S. Government Provision 6,” which you can start using immediately!
You'll find all the details between page 122 and 176 in The Little Black Book of Income Secrets - which I have sitting here, ready to send you.
Before I send you your copy, why don't you take a look at some of the other invaluable secrets you'll learn the instant you get your hands on this one-of-a-kind book...
The 702(j) Retirement Plan and The Little Black Book of Income Secrets are the result of 6 years of research conducted by the investment experts at The Palm Beach Research Group.
What is the Palm Beach Research Group?
The group was founded in 2011 by best-selling author and self-made millionaire Mark Ford and former Citigroup insider, Tom Dyson.
It has two simple goals...
#1: To share investment ideas that help make sure you don't lose money.
#2: And to help you grow richer every year.
As you know, Palm Beach County, in addition to being our home base, is also home to some of the richest communities in the country.
And our aim is to help our members grow “Palm Beach” rich, as safely and steadily as possible.
It's much easier to sell financial research if you promise short-term riches. But we know from 30+ years of trying, that such promises are mostly fool's gold.
And since our goal is to make our subscribers steadily and reliably wealthier year after year, we don't generally talk about conventional short-term financial strategies because they are, essentially, gambling.
And we don't want you gambling with your money.
So how's it working out so far?
Even though our business is less than 7 years old, we're humbled by the response we've already received from Members...
In fact, here are just a few of the 1,200+ testimonials we've received in the mail and via email for our various services since we started 5 years ago.
Jason S. told us: “ I just assessed my net worth and compared it to February of last year. The result is an increase of $46,444.”
And Lindsay K. send us this email. She told us that, in a 15-month period alone, her “ net worth increased 157% to almost $500,000.”
“Haven't lost a cent anywhere,” she says.
Doctor Deepak C. wrote in to say:
“ I have learnt more about investing from your newsletter than any of the others I have subscribed to in the last 30 years... by far the most sound strategy in any market condition, bar none! Thank You, PBL.”
The books we'd like to send you today are a simple, old - fashioned FREE demonstration of the ideas we have to share with you.
Our plan in sending you these ideas is to show you in advance - so you can see the proof for yourself - that our ideas are useful and can help you make significant money.
You see, they are more than just a collection of ideas for generating extra income by some of the world's foremost experts on retirement investing.
They are a bible of tested techniques for anyone interested in creating a second, or third income stream - based on years of research.
And you can use these ideas to make money on your own, whether you choose to continue using our services or not.
No other book about income has ever told so much about what to do, what to avoid - all based on battle - tested experience.
This thick volume contains some of the most effective strategies for generating income on demand - these strategies, which I can almost guarantee 99% of Americans have never heard of, are the culmination of more than four years of research...
And what you've seen so far is just a glimpse of what's waiting for you...
To get your free copy of The 702(j) Retirement Income Plan and The Little Black Book of Income Secrets rushed to you right now, simply fill in your shipping information on this page.
Ms. Russell, from our Customer Care department, has your copy ready to mail and will post it immediately.
***It's FREE when you respond today. (Strict limits: 1 per U.S. household. Must have valid U.S. mailing address. Any returned books sent to incorrect addresses will be allocated to the next person in line.)***
Tom's new book is a must-read for any American born before 1969 who holds the majority of his savings or investments in U.S. dollars.
You could consider it a playbook for anyone with growing concerns about the fate of the U.S. economy or the U.S. dollar.
After you get your free copy of The 702(j) Retirement Income Plan today, you'll also receive these 5 bonus gifts.
FREE GIFT #1—Retirement Crib Sheet
Inside this book, you'll discover ideas that could save you THOUSANDS on internet, phone, cable TV, utilities, and insurance... Plus resources that can save you time, money and hassles when you fly, drive, and stay in hotels... New ways to slash the cost of entertainment, movies, dining out, hobbies...
And even more loopholes that can save you thousands on groceries, gas, shopping, investing, bank fees, credit cards, taxes, medical procedures, drugs, and more.
FREE GIFT #2—The $250,000 Tax-Free Income Secret
Discover the one legal tax loophole that could potentially save you hundreds of thousands of dollars over the course of a few years.
FREE GIFT #3—Disaster Insurance: The “One Click” Way to Protect Yourself in a Financial Crisis
Discover how to overcome the most common mistake investors make, and protect yourself in a financial crisis.
FREE GIFT #4—Four Ways to Immediately Boost Your Social Security
Discover four specific strategies that will help you maximize your benefits. Plus, find out how to keep your tax bill as low as possible in retirement.
FREE GIFT #5—Free 30-Day Trial Subscription to The Palm Beach Letter
Get 30 days of free access to Tom's online investment research service, The Palm Beach Letter. You'll get ongoing support from Tom and his team of researchers. Plus, with your free Palm Beach Letter subscription, you get access to a complete archive of special reports on investment ideas you've probably never heard before.
They're both fast reads.
And they're written in plain, easy-to-understand American. No technical jargon. So you can slam its lessons into your brain in a single afternoon.
Simply send us $4.95 for shipping, and we'll rush the book to you immediately, and start your 30-day trial of The Palm Beach Letter. If you like it, simply do nothing and we will renew your subscription at the special half-off rate of just $99 for 12 months (full price $199)—under the definite understanding that you can request a full refund of this subscription fee anytime in the first 60 days if you wish.
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You keep the book free. And it's yours to do with whatever you wish.
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To claim your refund, simply call the Palm Beach Research Group Customer Care department. We have real people in our Florida office waiting to take your call, Mon - Fri 9am to 7pm, ET.
We have more than 140,000 readers in 121 countries around the world. So our Customer Care team is on hand to take your call.
The truth is, sending you this book for $4.95 is going to cost more money than it makes.
The cost of packing, printing, and shipping alone for each individual book is roughly $3.73. And that doesn't include the cost of design, storage, packing and shipping it to you, or the months of wages paid to research and write the book.
So why am I giving it to you for free?
Partly because I think this is the single most important idea we've ever had, and it's too important not to share with you.
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